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Acquired

Acquired Acceptance

Maximise success.Reduce churn.

Keep recurring payments flowing & optimise for first-time success.

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The toolkit

Every lever. Working together.

A suite of capabilities that work together to maximise first-time success — from routing decisions made in milliseconds to scheme-level credential management running quietly in the background.

Route every transaction to the best path.

Our routing engine evaluates each transaction live against issuer behaviour, acquirer mix and live network conditions — then sends it the way most likely to authorise on the first attempt.

  • Acquirer selection based on live performance
  • Real-time issuer signals + auth-rate intelligence — drives acceptance rates
  • Cascading retries across acquirers when one declines
Find out more

Acquirer panel · live

Acquirer A

Routed

Acquirer B

Authorised

Acquirer C

Standby

FAQ

Common questions. About Acquired Acceptance.

What payment methods does Acquired Acceptance cover today?

Acquired Acceptance is designed for cards today — including Apple Pay and Google Pay via network tokens. Direct Debit, Pay by Bank and Payouts protection are on the roadmap and will be released as separate modules over the coming releases.

How does this differ from Recover?

Acquired Acceptance maximises the chance a payment authorises on the first attempt. Recover takes over when a payment has already failed, using retries, rail step-up and dunning to get the money back. The two work as a continuous loop.

Do I need to enable each capability separately?

No. Acquired Acceptance is a single product that enables Smart Routing, Network Tokens, 3DS, Account Updater and wallet tokenisation together. Configuration happens once, at integration time.

Will 3DS hurt my conversion?

It only fires when authentication actually improves the outcome — e.g. when SCA is required, when the issuer is more likely to authorise an authenticated payment, or when fraud signals warrant it. Where exemptions apply, customers see no extra step.

Does Account Updater work across both schemes?

Yes. We run Visa Account Updater and Mastercard Automatic Billing Updater as a scheduled cycle across your card vault, so a card change with either issuer is reflected without customer action.

Let's protect.Your revenue.

Tell us about your payment challenges and we'll show you how Acquired Acceptance can keep your recurring payments flowing.

  • Dedicated account manager from day one
  • Strategy configured with our implementations team
  • No long-term contracts or hidden fees
  • FCA regulated · PCI DSS Level 1 certified

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